Privacy Policy
Effective Date: December 13, 2025
This Privacy Policy explains how Vittus Wealth Private Limited ("Company", "we", "our", "us"), collects, uses, stores, and protects information of users ("User", "you", "your") accessing the VittUs website, platform, tools, calculators, and reports ("Platform").
VittUs is a financial planning and literacy platform. We are not registered with SEBI as an Investment Advisor and do not provide personalised investment advice.
1. Applicability & Consent
By accessing or using the Platform, you expressly consent to the collection, use, storage, and disclosure of information in accordance with this Privacy Policy.
If you do not agree, please discontinue use of the Platform.
2. Information Collected
(a) Personal Information (Voluntarily Provided)
Collected only when you choose to provide it:
- Name, email address, mobile number
- Age range, occupation, income range (if entered)
- Financial information voluntarily input for generating reports (cash flows, assets, liabilities, goals)
Important: VittUs does not collect PAN, Aadhaar, bank login credentials, card details, OTPs, or KYC documents at this stage.
(b) Non Personal / Technical Information
- IP address, browser type, device information
- Website usage data, cookies, session analytics
3. Purpose of Collection & Use
Information is collected and used solely to:
- Generate financial summaries, scores, reports, and visualisations
- Enable Platform functionality and user experience
- Respond to queries and support requests
- Perform internal analytics and improve Platform features
- Comply with applicable laws, if required
No data is used for providing personalised investment, tax, or legal advice.
4. Cookies & Analytics
The Platform may use cookies and similar technologies to:
- Enhance functionality
- Understand user behaviour and improve services
Users may disable cookies via browser settings; some features may be affected.
5. Data Storage & Security
- Data is stored on secure servers with reasonable technical and organisational safeguards
- Access is restricted on a need to know basis
- Industry standard security practices are followed
While reasonable safeguards are implemented, absolute security cannot be guaranteed.
6. Data Sharing & Disclosure
We do not sell, rent, or trade user data.
Data may be shared only:
- With technology/service providers strictly for Platform operations (under confidentiality obligations)
- If required by law, court order, or regulatory authority
- To protect the rights, property, or safety of the Company or users
7. Data Retention
User information is retained only for:
- As long as necessary to fulfil the stated purposes
- Or as required under applicable laws
Data may be anonymised for analytical purposes.
8. User Rights
Subject to applicable laws, users may:
- Request access to personal data
- Request correction of inaccurate data
- Request deletion or restriction of processing
- Withdraw consent (prospectively)
Requests may be made to: support@vittus.in
9. Third Party Links
The Platform may contain links to third party websites. VittUs is not responsible for their privacy practices or content.
10. Policy Updates
This Privacy Policy may be updated periodically. Continued use of the Platform constitutes acceptance of the revised policy.
11. Contact Details
Karcharchaa Services Private Limited
Email: support@vittus.in