Frequently Asked Questions
Find answers to common questions about our Financial Planning platform
Search through frequently asked questions by typing keywords or phrases
VittUs is a financial planning and personal finance platform designed to help individuals understand, organise, and improve their financial well-being through unbiased, technology-driven insights. The platform provides tools, reports, and structured analyses to support informed financial decisions.
Our Financial Plan PDF includes a structured assessment of:
• Income & cash flow
• Savings behaviour
• Emergency fund readiness
• Insurance review (coverage vs. need)
• Debt profile
• Goal planning summary
• Net-worth overview
• Financial Score (integrated within the plan)
This report offers educational insights to help you understand your current financial position.
The Financial Score is a section within the Financial Plan PDF that evaluates your financial health across key parameters such as cash flow stability, savings adequacy, risk protection, debt management, and long-term goal preparedness.
It provides an easy-to-understand score and highlights areas that may require attention.
This is for awareness and educational purposes only.
No. We are not SEBI-registered Investment Advisors at this stage.
All information, insights, and tools on the platform are educational and informational in nature and should not be interpreted as investment recommendations or personalised advice.
Users seeking investment advice should consult a SEBI-registered Investment Advisor.
Yes. The platform is operated by qualified Chartered Accountants who have cleared the NISM XA & XB Investment Adviser examinations.
However, until SEBI registration is obtained, we offer non-advisory financial planning support, educational insights, and structured analysis only.
All user information is handled with strict confidentiality.
Your data is used solely to generate your financial plan, insights, and dashboard experience. We do not sell, share, or misuse user information.
A detailed Privacy Policy is available on the website.
No.
We do not provide stock tips, mutual fund recommendations, or personalised investment advice.
Our platform focuses on:
• Financial awareness
• Goal tracking
• Cash flow structuring
• Insurance adequacy checks
• Budgeting & planning insights
All insights are general educational frameworks.
After completing the onboarding flow and/or uploading the required information, you will receive a Financial Plan PDF summarising your financial health and insights.
Yes. You can update your income, expenses, goals, and financial details anytime, and your future reports will reflect the updated information.
Yes, we may charge a nominal fee for access to planning tools, dashboards, and the Financial Plan PDF.
This fee covers the analysis, technology, and structured reporting.
It is not a fee for investment advice, as we do not offer SEBI-regulated advisory services.
You may consult a SEBI-registered Investment Advisor (RIA) for personalised investment recommendations.
Our platform currently focuses on providing awareness and planning insights only.
Vittus Wealth Private Limited is a wholly owned subsidiary of Karcharchaa Services Private Limited, operated by Chartered Accountants with expertise in taxation, finance, and personal financial planning.
You can reach us at:
📧 Email: support@vittus.in
📞 Phone: +91-XXXXXXXXXX
Our team will respond within 24–48 working hours.
Still have questions?
Can't find the answer you're looking for? Our support team is here to help.
Our team will respond within 24–48 working hours.